Laybuy is an interest-free credit product allowing you to pay for your purchase over 6 equal weekly instalments. Missed payments will show on your credit file potentially making credit harder to obtain and will result in late fees being added to the debt.
Clearpay lends you a fixed amount of credit to allow you to pay for your purchase over 4 instalments. Late fees chargeable. T&Cs and eligibility criteria apply (clearpay.co.uk/terms).